Becoming rich is a process, not a one-time event – Nii Armah Quaye

Richard Nii Armah Quaye, the founder and board chairman of Bills, formerly known as Quick Angels Limited and Quick Credit and Investment Micro-credit Limited, has shared profound insights on wealth creation, emphasizing that success is not something one chases but something one attracts.

“You must become a particular person to be successful. Work on yourself first, improve yourself, and success will come,” he stated on Starr Chat monitored by MyNewsGh.

He explained that making one’s first million is often the hardest because it requires transformation.

“At the beginning, you might feel like saving a little money is pointless because reaching a million looks impossible. But what people don’t understand is that the time it takes you to make your first amount of money won’t be the same for the next. With time, the process speeds up.”

According to him, discipline is a crucial element in this journey. “Without discipline, you will not be able to achieve anything. It is the greatest asset you need in life and business.”

Quaye also stressed that wealth creation starts from within. “Wealth is not something you find outside; it is built from within. That is why we attract success—we don’t pursue it.”

For those struggling to accumulate wealth, his advice is simple: work on yourself first, develop discipline, and trust the process. “Once you make your first million, your next ten million, hundred million, and even a billion become inevitable.”